move in ready home in Tehaleh awaits! Nestled on a greenbelt, this
gorgeous 4 bedroom, 2.5 bathroom has everything you’re looking for!
Dramatic 2 story entry with wraparound open spindle staircase welcomes
you. Huge kitchen with walk in pantry and miles of counterspace opens to
the great room that features an oversized french slider out to the
enormous covered patio with outdoor fireplace. Upstairs you’ll find a
well appointed Master Suite plus 3 more beds, main bath and loft. Miles
of trails and 11 parks.
MainVue resale features 4 bedrooms, 2.5 bathrooms + all of the luxury
that comes standard with a MainVue home! Extra special because it backs
to a gorgeous pond and park with views of the Cascades. Main floor den
is set away from main living areas for privacy. Great room boasts an
abundance of natural light with ceiling-height walls of sliding glass
that opens to the Outdoor Room with fireplace. In the kitchen enjoy
Quartz counters, huge pantry and Electrolux appliances. Amazing master
suite, A/C and more!
Shopping for a home can be exciting. Unfortunately, sometimes
we can get too caught up in the excitement and end up ignoring signs
that the house we’re looking at might not be the best option. There are a
number of red flags that can pop up when looking at homes, and even
more when shopping for a mortgage to pay for the home you choose. To
help you avoid having a bad home-buying experience, here are a few of
the biggest red flags that you should keep an eye out for.
Signs of Foundation Trouble
When looking at a home, be sure to get a look around the outside so
you can catch a peek near the foundation. If the home has a basement,
ask to see it as well. While a little settling is normal, if you see
large cracks, signs of leaks or other indications that there is
foundation damage then buying this home is just asking for trouble.
Having insects or other pests in your home is more than just
unsanitary: These uninvited intruders can actually damage your home and
lead to costly repairs. If you see insects, mice or other pests (or
indications that they’ve been in the house recently), it could indicate a
pest control problem that the seller has been unable to get under
control. Depending on how bad the problem is, this could be a
Inconsistently Fresh Paint
Seeing freshly painted walls in a house is pretty common and usually
isn’t anything to worry about. When the paint only covers certain
patches of the wall, though, that’s a different story. Be sure to ask
about any small sections of paint that you see as they may indicate
damage that was hastily covered up with a little bit of paint. It’s
possible that there’s a good reason for it, but that little patch of
paint may also be hiding an unpleasant surprise in the wall.
Smells and Stains
Most sellers go out of their way to make a house appear at its very
best before letting potential buyers come in. This is why you should
definitely take note of any odd smells or stains that you encounter in
the house. Smells could indicate leaks, mildew, mold or other problems
hiding somewhere in the house. Stains can also indicate leaks and other
problems, especially if they appear on the ceiling or near the tops of
the walls. Large stains on the ceiling can even signify a leaky roof!
When looking through a house, be sure to spare electrical outlets a
glance. If they have visible cracks, discolorations or black smudges on
them then you may have electrical problems in your future! While you’re
thinking about the electricity, you should also ask to see the breaker
box to make sure that it’s well organized and that all of the breakers
appear to be in working order.
If it’s been raining, you may see a little bit of water standing in
the yard when you go to visit a house. This isn’t necessarily an issue,
but stop to think about how long it’s been since it rained and just how
much rain you’ve gotten. If there seems to be a lot of water for the
amount of rain or if it’s been a while since the last rainfall, that
standing water could indicate drainage issues or even problems with a
water line or septic tank.
Even if there’s nothing wrong with the house you want to buy, you may
encounter red flags during the loan process. Higher than usual interest
rates, requirements for additional insurance or flood insurance, added
costs and other quirks could mean that you need to find a new lender… or
they could mean that there are issues with the property that you
missed. Shop around for a better loan if you think you can find a better
deal, though keep an eye out for issues that keep popping up at
The Best Way to Avoid Red Flags
If you’re seeing red flags everywhere you look and aren’t sure where
to turn, we can help. HomeKeepr can match you with the perfect
home-buying specialist to guide you through finding a great home AND a
great loan. Sign up for free to make your match today!
Mortgage insurance can be a pain, though in many cases it’s a
necessary evil. Without mortgage insurance you may not be able to
qualify for certain loan programs, including loans serviced through the
FHA. Depending on the circumstances of your loan and the insurance you
buy, this can be a considerable expense. Fortunately, there are ways to
reduce this expense; in some cases, you may even be able to get rid of
mortgage insurance altogether!
Be sure to keep in mind that like many things loan-related, there are
a lot of factors that go into determining your mortgage insurance
costs. While these tips may help you to lower that payment, their
effectiveness will vary from person to person.
Build Your Credit
As with loan interest rates, mortgage insurance costs can be affected
by your credit score. Mortgage insurance is designed to provide
additional safety for the lender that extends the loan. As such, the
better your credit score is, the less risk there is that you’ll default
on the loan. If you can improve your credit, you’ll have a much stronger
case for negotiating a lower mortgage insurance payment.
Pay Down Your Loan
Mortgage insurance is typically required when your down payment is
under 20 percent of the value of your home. As such, you can usually
renegotiate it or have it removed entirely as you build equity. If you
can afford it, make additional payments against your loan to pay it down
and build equity faster; this will get you in a position to renegotiate
your mortgage insurance sooner than you would otherwise be able to.
Refinance Your Mortgage
Provided that you can get a good deal on your new loan, refinancing
is a great way to reduce the cost of mortgage insurance. Because you’re
taking out a new loan to pay off the previous one, any mortgage
insurance that’s required will be based on the new loan amount in
comparison to your home’s value. If you refinance with a loan that’s for
80 percent or less than the total value of your home, then you likely
won’t have to take out mortgage insurance for the new loan at all.
Likewise, if you can refinance with some government-backed loans such as
those offered through the Department of Veteran Affairs or the
Department of Agriculture, then you should be able to skip the mortgage
insurance as well.
Increase Your Home’s Value
Another option for reducing or eliminating your mortgage insurance
payment is increasing the value of your home. In some cases, this is
simply a matter of having the property appraised again; there are a
number of external factors that can affect property value, and if your
property sees a value increase then you can use this to renegotiate your
mortgage insurance rate. If that isn’t an option, consider home
improvements or similar actions that will increase the value of your
property so that you can get out from under that insurance umbrella.
Talk to Your Lender
If you aren’t sure what to do, talk to your lender and see which
options are best in your situation. They may look at your mortgage
payment history and other factors to help you find a way to reduce that
insurance cost. They can also help you calculate your equity and see
exactly how much more you’ll need to significantly reduce (or completely
eliminate) your mortgage insurance obligations. If you’ve already built
over 20 percent equity then you may be able to simply ask for the
insurance to be cancelled in your first contact with the lender.
Ask the Experts
Since mortgage insurance costs can vary from person to person, it’s
always a good idea to find a professional to advise you about your
specific loan situation. Fortunately, HomeKeepr can connect you with
mortgage experts who can help you evaluate your personal situation and
find the best way to reduce or eliminate your mortgage insurance costs.
Sign up for a free account today to get started!
Are you looking to sell your home? The market is still HOT in Tehaleh!
Exquisite MainVue resale features 4 bedrooms, 2.5 bathrooms + all of the luxury that comes standard with a MainVue home! Extra special because it backs to a gorgeous pond and park with views of the Cascades. Main floor den is set away from main living areas for privacy. Great room boasts an abundance of natural light with ceiling-height walls of sliding glass that opens to the Outdoor Room with fireplace. In the kitchen enjoy Quartz counters, huge pantry and Electrolux appliances. Amazing master suite, A/C and more!
In our modern always-connected world, it seems like we’re
always having packages dropped off from one re-tailer or another. If you
receive packages regularly while you’re not home, though, you may be
setting yourself up for problems. Packages left alone on your porch
invite thieves to come up and take them, and if there are regularly
people coming to your property to drop deliveries off then your
neighbors might not think that it’s strange when one more person walks
up with a box… even if it turns out to be a burglar with the foresight
to throw on a brown shirt and carry a package.
So how can you make sure that your package deliveries aren’t creating a big risk for you? There are a few ways.
Establish a Delivery Area
When placing orders online, you often have the option to provide
instructions to delivery drivers to make sure that your packages are
delivered correctly. If you’re concerned about how frequent deliveries
affect your home security, you can use these instructions as a powerful
tool to thwart would-be thieves. Set up a delivery area around your home
that’s covered or otherwise protected but not directly adjacent to your
home and leave instructions for drivers to place any packages there. If
possible, place the delivery space in an area that is clearly visible
from neighboring houses as well. Because this designated area stands on
its own, anyone entering it to try and steal packages will be very
visible. It also foils would-be burglars because they now have no
convenient excuse to approach your house.
Set Up Security Cameras
One thing that you can do to keep both your home and your packages
safe is to install security cameras around your front door. This will
allow you to see who’s coming to your house and will also provide
evidence in case a burglar or thief approaches. If someone comes on your
porch and steals your packages, you’ll have video of the thief and
you’ll have proof that a theft took place so you can file a claim with
the shipping company or retailer. You can even put cameras in an
external delivery area if you’ve set one up! Make sure that you purchase
a high-quality camera, though; cheap security cameras provide grainy
and washed out footage that makes it very difficult to identify a
Invest in Smart Monitors
If you’re worried that a burglar might dress as a delivery person to
gain access to your property, consider installing smart monitors on your
windows and doors. These monitors may or may not be part of an alarm
system – but setting off an alarm isn’t all that they can do. When
triggered, the devices can notify you not only that a window or door was
opened but also which one was triggered. This allows you to call a
neighbor or notify the police and provide very specific details as to
where a potential burglar entered. In some cases, the monitors may even
be integrated into locks so that you can lock windows or doors remotely
if you realize that you left them unlocked, taking care of a mistake
that might have given a burglar easy access to your home.
Install a Security System
If these solutions don’t do enough to keep your packages and your
home safe, consider getting a full home security system installed. These
systems are more than just alarms; they contain several components that
work together, along with active monitoring to contact the authorities
or take other action if something suspicious occurs. Best of all, they
can protect your home from other problems such as fires and even water
Keep Your Home Secure
Regardless of how you choose to close security holes related to
package deliveries, you can find a security expert on HomeKeepr who can
help you get the job done right. Sign up for free today so you can have a
safer and more secure tomorrow!
3 bedroom, 2.5 bathroom + Loft home on corner lot in Tehaleh is ready
for you to call home! This light filled home features A/C, huge kitchen
with stone counters, under cabinet lighting and butler’s pantry.
Upstairs is a large loft, the large master suite complete with 5 piece
bath and walk in closet, plus 2 more bedrooms, full bath & laundry.
Large yard is level and has an inground sprinkler system. Close to
parks, trail heads & the coffee shop!
dreaming of a 5 bedroom, 3.5 bathroom home in Tehaleh with a BASEMENT?
Well your dream just came true! This barely lived in, light filled home
features on the main level, a french slider onto a huge covered deck
with gas fireplace and recessed lighting, kitchen with walk in pantry,
gas range and white quartz counters, a large mud room right off the
garage. Basement large open space with slider out to the back yard/
patio, bedroom and full bath. Upstairs is where you’ll find the master
suite, 3 bedrooms and bath.
model home with every luxurious upgrade imaginable is now ready for
you! This main floor living home does have a 2nd story complete with
loft, bedroom and full bath for your long or short term guests! Hardwood
floors grace the entire main floor including the master suite that
features a 5 piece bath and a closet with built ins larger than most
bedrooms! Huge kitchen with gas range, large pantry, quartz counters and
open to the great room. Fully fenced corner lot, A/C, sprinkler system,
surround sound and more!
Tehaleh Home on Greenbelt with the Master Suite on the Main! This 3
bedroom + den, 2.75 bathroom home features hardwoods throughout the main
living areas, kitchen with huge island/ bar, gas fireplace and 2nd
bedroom & 3/4 bath on main. Upstairs you’ll find the 3rd bedroom,
full bath and loft. Other features include A/C, sprinkler system,
tankless H2O, and a gorgeous back yard that is private & lush. Homes
with a huge master suite on the main level don’t come on the market
very often so don’t hesitate!
Spring and summer are traditionally seen as the best times to sell your house. Research has actually shown that homes sold during the first half of May tend to sell faster and sell for a higher average price than house sales at any other time of the year. Once you get into fall and winter, buyer competition doesn’t seem as fierce and average prices start to drop. This doesn’t mean you can’t sell during the off season, of course; it just means that you need to maximize the value of your home to get the most out of your property.
There’s Always a Buyer
Even though it’s the off season, there will always be someone out there who’s looking to buy a home. There are traditionally fewer home sales during the fall and winter, but that doesn’t mean that there aren’t any. It’s easy to assume that you’ll have to take what you can get if you find someone who’s interested, but that’s definitely not the case. While there’s a good chance that you’re a motivated seller if you’re selling during the off season, keep in mind that many home buyers are motivated as well. It’s true that you might not get as much out of your home as you would near the start of summer, but don’t think that you’re necessarily going to have to settle either.
Aggressive Pricing Strategies
With that said, you’re more likely to sell quickly if you’re more aggressive with your pricing strategy than you would be during the summer. Don’t price your home for less than its worth – but cut a little closer to its actual value than you might otherwise. Determine the actual value of the home and what you need to get from the sale, then add a little more to the total to give yourself some wiggle room for negotiations. This lets you present the home as a great deal and still yield a bit to the buyer, convincing them that they really are getting a great deal on the property and need to make the purchase before somebody else comes along.
It’s always important to have your house looking its best when you’re trying to make a sale, but it’s especially important during the off season. This can be a chore, especially if you have trees dropping leaves all over the yard, but it’s worth it. If at all possible, your home should be the one that stands out from the neighborhood because it has fresher paint, a neater lawn, cleaner windows and any other adjustments you can make to improve its overall look. The more you can wow potential buyers, the more likely they are to actually buy.
Cut Out the Clutter
If you’re in the process of packing while trying to sell your home, take any boxes and anything that’s ready to go and get it out of the house and into a storage unit or elsewhere. The same goes for most of the clutter that we build up in our daily lives. When a potential buyer comes to look at the house you should ideally have everything pared down to some basic furniture, standard amenities and perhaps a few picture frames or other personal items that are tastefully presented around the house. You want buyers to see the house for its beauty and be able to picture their lives there, not to see how the house looks overflowing with your life.
If you really want to get a potential buyer’s attention, show them that you’re prepared to answer any questions they might have about the house. Get a pre-inspection so you’ll know about any issues that you might not have noticed, making necessary repairs or disclosures as needed. Gather up documentation about the heating and cooling system, any maintenance that’s been performed and even details like the energy ratings on the windows. If you really want to go the extra mile, track down photos of the house from different seasons or pictures of any flowers or trees in bloom so that potential buyers will have an idea of what they can look forward to.